First off, I didn't say your image could get a 3 stop push. I said that the EV0 marking on the RD x-axis is three stops down from clipping. The question you asked was what the EV0 meant.
Second, that image is very interesting. When a linear histogram is used, it looks like there is a lot of headroom except for that bright band across the bottom.

But when you use the logarithmic y-axis, you ca see there is a lot of detail at high x-axis values.

So it's not underexposed for the ISO used. You want that detail. But in an absolute sense, if you'd shot at ISO 100 and given it 3.2x more light, you'd have been better off from a noise perspective.
The brightest thing in the image is her underwear. Is that what you wanted?